Category: Blog

Credit Card Full? Have Mine!

Credit Card Full? Have Mine!

For a number of years I kept throwing money away, spending on the credit card at will. At first it was occasional and then it was all the time until I lost all control and started myself on this path. Late 2016 around November I realised my situation when the credit limit was almost gone and an expensive holiday just around the corner. I started to figure out how I could remedy it, how I could solve it and all I could come up with was half arsed plans. Then one day, a concerned friend sat me down and said “You need to do a budget and stick to it, it’s kind of my thing and we are going to do it now.” Or something like that. At first I didn’t quite know what they meant and then I realised and didn’t really know how I felt about it all. But since March 2017 I have been on a reduced budget solely to pay of the long term interest free and a standard credit card. With the plan to pay off $10,000 of credit card debt in 15 months. Insurance changes, another credit card with said 15 months interest free, a goal and a spending limit on every single thing. I was set on this path, but here I am now, literally minutes after cancelling a credit card typing this out. And now I can say the words.

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Going down the Rabbit Hole

Going down the Rabbit Hole

So I have been watching a lot of Mr Robot recently. If you haven’t seen it, it is definitely worth the watch (for being accurate with the Tech but also the story is really good). What I have been really enjoying other than the technology is the relatability I have with the main character. And I also really like the technical aspect of how they put the show together, the writing, the cinematography and the sound design. The really intense music on top of what has just been shown almost becomes sensory overload. And that is my segway into why I am writing this, it’s not actually about the show at all. Cue the dramatic music…

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Countdown to Freedom

Countdown to Freedom

As now I can count the months down almost with the fingers on one hand it is time to reflect on what has past and look at what is in my future. With July approaching and a bottle of port waiting to celebrate sealed in it’s display box. It has been 10 full months since I had a good friend sit me down, be it with some resistance, and make me look seriously at my financial situation. Honestly I cannot thank them enough. Thinking back I remember how I had realised where I was leading myself and that I had to do something about it. But the plan I had was to stress out every pay, look at my bills expenses and set that aside. Pay bills and then whatever remained I split out a small amount for the fortnight and the rest went to the credit card. This has inherent problems and a trip I had planned to go to Tasmania which threw a massive spanner in the works.

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A passenger of my own thoughts

A passenger of my own thoughts

With recent events and how things have been unfolding, I noticed something I don’t think I ever have before. As things slowly built up and everything all piled on at once, usually I am quite able in my own opinion to deal with such situations. This time was not one of those times. Not at all. There is no need to get into the details of everything that has been going on, but dissecting how my brain pieced it all together and handled it is another thing. We all find our own way to deal with such situations and it is not always necessarily just one way. Typically I prioritise the issues and deal with them one at a time to get it all sorted systematically and logically trying not to let anyone or myself down.

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We All Need Balance

We All Need Balance

Left foot and right foot, when we walk, the swing of our arms. Talking and listening. Watching and observing. Sitting and standing. Healthy food and junk food. All things which we need to balance, don’t have too much of this, eat more of that. Everything in our lives needs balance. This doesn’t always occur in the same moment. More or all of one and then switching to all of the other. Sometimes most of one and a small amount of the other. Now I don’t know the full details but I see something that represents this well.

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We All Need a Break

We All Need a Break

There is a point where all of us can take it no more. Where every little thing just gets to your core. Everyone has this point and sometimes you don’t even realise it. But I can honestly say I am at this point. It’s not a bad thing, I know it is entirely normal. Everything at home and at work is getting to me and I am finding it hard to keep my cool. Now day to day I am usually 100% chill, but right now I’d say I’m about 20%. But overall it’s not because I am stressed or because I have anything major going on. I just need a break.

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Money Can Buy You Happiness

Money Can Buy You Happiness

You know the old saying “Money Can’t Buy You Happiness” and it is true, there are no stores that sell happiness. Well other than maybe a chemist or the girl on the corner [that is a good song name]. But I don’t believe that saying to be true, I think it is actually entirely wrong. Obviously money is very important to many people in this world and in fact almost everyone relies on it. Whether it be the average Joe living the daily grind, the CEO of an international company or the kids in Africa. In some way shape or form we all rely on money. But the money itself is not causing the happiness or turmoil in everyone’s life? Or is it?

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I May Not Have Money

I May Not Have Money

But there are is so much more to life. This is a lesson I still need to learn, but it will eventually get hammered into that brain of mine. Lessons aren’t easy, otherwise you would just know it already. It takes time and effort to learn them and they can be unlearnt. Now the people close to me don’t know this, but last week there were a couple of points where I was depressed. Severely depressed, as in I made a mental note to keep an eye on myself depressed.

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High Functioning Autism and OCD

High Functioning Autism and OCD

So I was driving back from the nearby town in one of the work vehicles and didn’t bother changing the radio station. Now I usually try and keep the cars how I find them as there is someone who has to drive it home and put up with all the setting changes and stuff being moved around. In saying that I don’t mind Radio National and that is what was on. There was a story that really got my attention and I could relate to rather closely. It was on the show called Conversations with Richard Fidler that had a story from Lily Bailey and her escape from OCD. Now I’m not saying I have anywhere near the struggle or anything to that extreme. However I could relate to a number of things.

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Being as Slack as Feesh

Being as Slack as Feesh

So it has been a while since I have put any effort into anything other than the daily grime. I haven’t done any editing on videos, updating websites or obviously any blogs. I know, I know, what a lazy bastard. Hahaha however, I will get there. There are plenty of things I want to do and update and change [and and and]. There is the final episode of Ritty’s Adventure’s, it has been a while since there has been a Ritty’s Ramble and plenty of How To videos I want to do. The business website is also sitting there waiting for me to finish adding details. As well as other things around the house. But one day it will get done, I will do it.

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